Capital Funding Programs

Program # 1: Quick funding revenue based financing
Purpose: Program is designed for business emergency cash infusion
Criteria: Business must have minimum $250,000 in monthly deposits
Funding: Funding can occur in one to three business days
Amount: $150,000 up to $3,000,000
Collateral: Business income from sales
Terms: Six months to eighteen months
Rates: 1.25% per month
Credit Score: Bad credit no problem
Payment: Daily or weekly

Program # 2: Quick funding revenue based financing
Purpose: Program is designed for business emergency cash infusion
Criteria: Business must have minimum $15,000 in monthly deposits
Funding: Funding can occur in one to three business days
Amount: $25,000 up to $400,000
Collateral: Business income from sales
Terms: Six months to twelve months
Rates: 1.25% per month
Credit Score: Bad credit no problem
Payment: Daily or weekly

Program # 3: Unsecured funding through lease back financing
Purpose: Program is designed for small cash infusion
Criteria: Business is in growth mode
Funding: Funding can occur in two to three weeks
Amount: $25,000 Up to $150,000
Collateral: Unsecured but business must demonstrate ability to service the debt
Terms: Three years
Rates: 1.25% per month
Credit Score: Minimum of 720
Payment: Monthly

Program # 4: Senior secured funding through business assets leverage
Purpose: Credit facility is designed for expansion and acquisitions and is not for start-ups. It is for companies that are already in business and generating revenue.
Criteria: Business must have revenue to service the debt and
assets for collateral
Amount: $250,000 up to $25 million “anything smaller or larger is
evaluated on a case by case basis”
Collateral: erm loan and line of credit will be secured by first lien
position on the following items and on all business assets:

Account receivable (A/R)
Inventory
Mineral
Equipment
Real estate and other available assets

Advance Rate:

80% to 90% of A/R
15% to 55% of inventory
% of mineral is on case by case basis
45% to 67% of equipment
55% to 80% of real estate

Terms: Credit facility is for one to three years and it is on a case by case basis with possible extensions.
Rates: 1.25% per month
Fees: It is on a case by case basis and it depends on the credit facility structure and the type of business.
Payment: Monthly for term loan. Self liquidating line of credit

Program # 5: Junior secured mezzanine funding through leveraging of business assets

Note: $75,000 up to $800,000 credit facility is for one to three years and it is on a case by case basis. Credit facility is secured by second lien position on all business assets.
Terms: Three years
Payment: Monthly

Program # 6: 4 hours funding program from application to funding for $50,000 or less equipment purchase financing

Note: Up to $50,000 equipment financing
Terms: Three years
Payment: Monthly

Available financing programs for Commercial Real Estate:

Program # 7: Three weeks funding for commercial real estate financing for the self employed

Commercial Real Estate loans acquisition, refinance and cash out.
Transactions from $25,000 to $500,000
Up to 60% LTV
Senior debt
Cash flow positive properties or ability to service to debt from business cash flow if used for business.

Program # 8: One to three weeks funding for commercial real estate
financing

Private Bridge loans (up to 24 months) and investments for Single & Multi-Family properties located in CA, WA, OR, NV and AZ. Transactions from $50,000 to $2 million. Other geographical areas can be done on a case by case basis.
Transactions from $250,000 to $25 million.
Up to 60% LTV or up to 70% LTC
Bridging
Equity
Construction financing
Senior debt
Cash flow positive properties
REOs
Short sales
Finished lots
Turnarounds
Restructuring
Opportunistic transactions

Program # 9: Various types of commercial real estate financing

Commercial real estate loans for acquisition or refinance for various types of commercial real estates
Transactions from $1 million up to $50 million
Up to 65% LTV
Senior debt
Cash flow positive properties